Home Loans
Finding the Right Loan for Your Dream Home
At Plutus Finance Group, we understand that buying a home is one of life’s biggest financial decisions. Whether you’re purchasing your first home, upgrading, refinancing, or investing, we’re here to make the process simple and stress-free.
Our Home Loan Services
✅ First Home Buyers – We guide you through the process, helping you access government grants, incentives, and the best loan options to get you into your first home sooner.
✅ Next Home & Upgraders – Need more space or looking for a change? We help you secure the right loan while making the transition seamless.
✅ Refinancing & Loan Reviews – If you’re looking to lower your interest rate, reduce repayments, or consolidate debt, we compare lenders to ensure you’re getting the best deal.
✅ Investment Loans – Building a property portfolio? We structure loans to maximize tax benefits, cash flow, and long-term wealth creation.
✅ Self-Employed & Complex Income – We specialize in helping business owners and self-employed professionals secure finance, even with non-traditional income structures.
Commercial Loans
Smart Finance Solutions for Business Growth
At Plutus Finance Group, we understand that securing the right commercial finance is crucial for business success. Whether you’re purchasing commercial property, expanding operations, or need working capital, we provide tailored finance solutions to help you achieve your business goals.
Our Commercial Loan Services
✅ Commercial Property Loans – Whether you're buying an office, warehouse, retail space, or industrial property, we secure finance with competitive rates and flexible terms.
✅ Business Loans & Working Capital – Need funding for growth, cash flow management, or new opportunities? We find tailored solutions to keep your business moving.
✅ Equipment & Asset Finance – From machinery to vehicles, we arrange financing options that preserve cash flow while keeping your business running efficiently.
✅ Development & Construction Finance – Whether you’re developing residential or commercial projects, we structure finance solutions suited to your needs.
✅ SMSF Commercial Property Loans – Looking to purchase commercial property within your Self-Managed Super Fund? We specialize in SMSF lending solutions.
Equipment Finance
Keep Your Business Moving Forward
At Plutus Finance Group, we know that having the right equipment is essential for running a successful business. Whether you need new machinery, vehicles, or technology upgrades, we provide tailored equipment finance solutions that help you acquire the assets you need—without impacting your cash flow.
Our Equipment Finance Solutions
✅ Vehicle Finance – Cars, trucks, vans, and fleet vehicles—secure the best finance options for business or personal use.
✅ Machinery & Heavy Equipment – Financing for construction, agriculture, manufacturing, and industrial machinery to keep your operations running.
✅ Technology & Office Equipment – Need IT infrastructure, computers, or office fit-outs? We help businesses stay up to date with the latest technology.
✅ Medical & Specialist Equipment – Tailored finance for healthcare, dental, and professional service industries to invest in essential tools.
✅ Low Doc & No Doc Options – Flexible finance solutions for businesses that may not have full financials available.
SMSF
Grow Your Super with Smart Lending Solutions
At Plutus Finance Group, we specialize in Self-Managed Super Fund (SMSF) finance, helping investors leverage their super to purchase residential or commercial property. With the right loan structure, SMSF borrowing can be a powerful tool for building long-term wealth.
Our SMSF Loan Services
✅ SMSF Residential Property Loans – Secure funding to purchase investment properties within your super fund while maximizing tax benefits.
✅ SMSF Commercial Property Loans – Invest in offices, warehouses, retail spaces, or industrial properties to generate rental income for your SMSF.
✅ Limited Recourse Borrowing Arrangements (LRBA) – We structure loans under SMSF borrowing rules, ensuring compliance with superannuation laws.
✅ Specialist SMSF Lender Access – Many banks have strict SMSF lending policies—we work with a wide range of lenders who understand SMSF needs.
